UTI Mutual Fund

Q: How to Calculate UTI Mutual Fund SIP?

Use our UTI Mutual Fund SIP Calculator and UTI Mutual Fund Lumpsum Calculator to estimate your returns based on your investment amount, duration, and expected rate of return.

Scheme Name		Min. Invest	AUM (In Cr)
UTI-Healthcare Fund - Direct (G) Sectoral / Thematic \| Equity	14.96%	₹5,000	₹1,150.43	Invest
UTI-Value Fund - Direct (G) Value Fund \| Equity	13.68%	₹5,000	₹9,605.67	Invest
UTI-Large & Mid Cap Fund - Direct (G) Large & Mid Cap Fund \| Equity	12.24%	₹5,000	₹4,046.69	Invest
UTI-Multi Asset Allocation Fund - Direct (G) Multi Asset Allocation \| Hybrid	11.62%	₹5,000	₹5,078.64	Invest
UTI-Flexi Cap Fund - Direct (G) Flexi Cap Fund \| Equity	11.22%	₹5,000	₹25,096.33	Invest
UTI-Dividend Yield Fund - Direct (G) Dividend Yield Fund \| Equity	11.17%	₹5,000	₹3,959.48	Invest
UTI-Aggressive Hybrid Fund - Direct (G) Aggressive Hybrid Fund \| Hybrid	11.10%	₹1,000	₹5,956.36	Invest
UTI-Balanced Advantage Fund - Direct (G) Dynamic Asset Allocation or Balanced Advantage \| Hybrid	9.96%	₹5,000	₹2,921.21	Invest
UTI-Conservative Hybrid Fund - Direct (G) Conservative Hybrid Fund \| Hybrid	9.92%	₹5,000	₹1,632.94	Invest
UTI-CRISIL SDL Maturity April 2033 Index Fund-Dir (G) Index Fund \| Other	9.44%	₹5,000	₹344.74	Invest
UTI-Gilt Fund with 10yr Constant Duration-Dir (G) Gilt Fund with 10 year Constant duration \| Debt	9.22%	₹5,000	₹166.37	Invest
UTI-Credit Risk Fund - Direct (G) Credit Risk Fund \| Debt	8.64%	₹500	₹302.33	Invest
UTI-India Consumer Fund - Direct (G) Sectoral / Thematic \| Equity	8.57%	₹5,000	₹675.14	Invest
UTI-CRISIL SDL Maturity June 2027 Index Fund-Dir (G) Index Fund \| Other	8.49%	₹5,000	₹74.53	Invest
UTI-Focused Fund - Direct (G) Focused Fund \| Equity	8.32%	₹5,000	₹2,563.25	Invest
UTI-Medium Duration Fund - Direct (G) Medium Duration Fund \| Debt	8.24%	₹500	₹39.35	Invest
UTI-Medium to Long Duration Fund - Direct (G) Medium to Long Duration Fund \| Debt	8.16%	₹500	₹315.98	Invest
UTI-Gilt Fund - Direct (G) Gilt Fund \| Debt	8.14%	₹500	₹647.81	Invest
UTI-Large Cap Fund - Direct (G) Large Cap Fund \| Equity	8.11%	₹100	₹12,481.94	Invest
UTI-Equity Savings Fund - Direct (G) Equity Savings \| Hybrid	8.09%	₹5,000	₹649.91	Invest

UTI-Healthcare Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

14.96%

Min. Invest

₹5,000

AUM

₹1,150.43 Cr

UTI-Value Fund - Direct (G)

Equity | Value Fund

1Y returns

13.68%

Min. Invest

₹5,000

AUM

₹9,605.67 Cr

UTI-Large & Mid Cap Fund - Direct (G)

Equity | Large & Mid Cap Fund

1Y returns

12.24%

Min. Invest

₹5,000

AUM

₹4,046.69 Cr

UTI-Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation

1Y returns

11.62%

Min. Invest

₹5,000

AUM

₹5,078.64 Cr

UTI-Flexi Cap Fund - Direct (G)

Equity | Flexi Cap Fund

1Y returns

11.22%

Min. Invest

₹5,000

AUM

₹25,096.33 Cr

UTI-Dividend Yield Fund - Direct (G)

Equity | Dividend Yield Fund

1Y returns

11.17%

Min. Invest

₹5,000

AUM

₹3,959.48 Cr

UTI-Aggressive Hybrid Fund - Direct (G)

Equity | Aggressive Hybrid Fund

1Y returns

11.10%

Min. Invest

₹1,000

AUM

₹5,956.36 Cr

UTI-Balanced Advantage Fund - Direct (G)

Equity | Dynamic Asset Allocation or Balanced Advantage

1Y returns

9.96%

Min. Invest

₹5,000

AUM

₹2,921.21 Cr

UTI-Conservative Hybrid Fund - Direct (G)

Equity | Conservative Hybrid Fund

1Y returns

9.92%

Min. Invest

₹5,000

AUM

₹1,632.94 Cr

UTI-CRISIL SDL Maturity April 2033 Index Fund-Dir (G)

Equity | Index Fund

1Y returns

9.44%

Min. Invest

₹5,000

AUM

₹344.74 Cr

UTI-Gilt Fund with 10yr Constant Duration-Dir (G)

Equity | Gilt Fund with 10 year Constant duration

1Y returns

9.22%

Min. Invest

₹5,000

AUM

₹166.37 Cr

UTI-Credit Risk Fund - Direct (G)

Equity | Credit Risk Fund

1Y returns

8.64%

Min. Invest

₹500

AUM

₹302.33 Cr

UTI-India Consumer Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

8.57%

Min. Invest

₹5,000

AUM

₹675.14 Cr

UTI-CRISIL SDL Maturity June 2027 Index Fund-Dir (G)

Equity | Index Fund

1Y returns

8.49%

Min. Invest

₹5,000

AUM

₹74.53 Cr

UTI-Focused Fund - Direct (G)

Equity | Focused Fund

1Y returns

8.32%

Min. Invest

₹5,000

AUM

₹2,563.25 Cr

UTI-Medium Duration Fund - Direct (G)

Equity | Medium Duration Fund

1Y returns

8.24%

Min. Invest

₹500

AUM

₹39.35 Cr

UTI-Medium to Long Duration Fund - Direct (G)

Equity | Medium to Long Duration Fund

1Y returns

8.16%

Min. Invest

₹500

AUM

₹315.98 Cr

UTI-Gilt Fund - Direct (G)

Equity | Gilt Fund

1Y returns

8.14%

Min. Invest

₹500

AUM

₹647.81 Cr

UTI-Large Cap Fund - Direct (G)

Equity | Large Cap Fund

1Y returns

8.11%

Min. Invest

₹100

AUM

₹12,481.94 Cr

UTI-Equity Savings Fund - Direct (G)

Equity | Equity Savings

1Y returns

8.09%

Min. Invest

₹5,000

AUM

₹649.91 Cr

Top 10 UTI Mutual Fund

Scheme Name		Min. Invest	AUM (In Cr)
UTI-Healthcare Fund - Direct (G) Sectoral / Thematic \| Equity	14.96%	₹5,000	₹1,150.43
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 14.96%, 20.11%, and 24.45%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

UTI-Value Fund - Direct (G) Value Fund \| Equity	13.68%	₹5,000	₹9,605.67
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.68%, 16.83%, and 19.01%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

UTI-Large & Mid Cap Fund - Direct (G) Large & Mid Cap Fund \| Equity	12.24%	₹5,000	₹4,046.69
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 12.24%, 19.79%, and 22.14%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

UTI-Multi Asset Allocation Fund - Direct (G) Multi Asset Allocation \| Hybrid	11.62%	₹5,000	₹5,078.64
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.62%, 17.89%, and 15.25%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

UTI-Flexi Cap Fund - Direct (G) Flexi Cap Fund \| Equity	11.22%	₹5,000	₹25,096.33
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.22%, 8.00%, and 14.10%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

UTI-Dividend Yield Fund - Direct (G) Dividend Yield Fund \| Equity	11.17%	₹5,000	₹3,959.48
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.17%, 17.02%, and 20.05%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

UTI-Aggressive Hybrid Fund - Direct (G) Aggressive Hybrid Fund \| Hybrid	11.10%	₹1,000	₹5,956.36
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.10%, 15.77%, and 18.34%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹1,000, while the SIP option requires a minimum of ₹500.

UTI-Balanced Advantage Fund - Direct (G) Dynamic Asset Allocation or Balanced Advantage \| Hybrid	9.96%	₹5,000	₹2,921.21
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.96%, 13.42%, and 13.42%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

UTI-Conservative Hybrid Fund - Direct (G) Conservative Hybrid Fund \| Hybrid	9.92%	₹5,000	₹1,632.94
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.92%, 9.16%, and 10.96%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

UTI-CRISIL SDL Maturity April 2033 Index Fund-Dir (G) Index Fund \| Other	9.44%	₹5,000	₹344.74
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.44%, 8.79%, and 8.79%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

Top 10 UTI Mutual Fund

UTI-Healthcare Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

14.96%

Min. Invest

₹5,000

AUM

₹1,150.43 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 14.96%, 20.11%, and 24.45%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Value Fund - Direct (G)

Equity | Value Fund

1Y returns

13.68%

Min. Invest

₹5,000

AUM

₹9,605.67 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.68%, 16.83%, and 19.01%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Large & Mid Cap Fund - Direct (G)

Equity | Large & Mid Cap Fund

1Y returns

12.24%

Min. Invest

₹5,000

AUM

₹4,046.69 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 12.24%, 19.79%, and 22.14%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation

1Y returns

11.62%

Min. Invest

₹5,000

AUM

₹5,078.64 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.62%, 17.89%, and 15.25%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Flexi Cap Fund - Direct (G)

Equity | Flexi Cap Fund

1Y returns

11.22%

Min. Invest

₹5,000

AUM

₹25,096.33 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.22%, 8.00%, and 14.10%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Dividend Yield Fund - Direct (G)

Equity | Dividend Yield Fund

1Y returns

11.17%

Min. Invest

₹5,000

AUM

₹3,959.48 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.17%, 17.02%, and 20.05%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Aggressive Hybrid Fund - Direct (G)

Equity | Aggressive Hybrid Fund

1Y returns

11.10%

Min. Invest

₹1,000

AUM

₹5,956.36 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.10%, 15.77%, and 18.34%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹500.

UTI-Balanced Advantage Fund - Direct (G)

Equity | Dynamic Asset Allocation or Balanced Advantage

1Y returns

9.96%

Min. Invest

₹5,000

AUM

₹2,921.21 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.96%, 13.42%, and 13.42%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Conservative Hybrid Fund - Direct (G)

Equity | Conservative Hybrid Fund

1Y returns

9.92%

Min. Invest

₹5,000

AUM

₹1,632.94 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.92%, 9.16%, and 10.96%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-CRISIL SDL Maturity April 2033 Index Fund-Dir (G)

Equity | Index Fund

1Y returns

9.44%

Min. Invest

₹5,000

AUM

₹344.74 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.44%, 8.79%, and 8.79%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Gilt Fund with 10yr Constant Duration-Dir (G)

Equity | Gilt Fund with 10 year Constant duration

1Y returns

9.22%

Min. Invest

₹5,000

AUM

₹166.37 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.22%, 8.46%, and 8.46%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Credit Risk Fund - Direct (G)

Equity | Credit Risk Fund

1Y returns

8.64%

Min. Invest

₹500

AUM

₹302.33 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.64%, 7.00%, and 6.31%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

UTI-India Consumer Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

8.57%

Min. Invest

₹5,000

AUM

₹675.14 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.57%, 12.40%, and 13.88%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-CRISIL SDL Maturity June 2027 Index Fund-Dir (G)

Equity | Index Fund

1Y returns

8.49%

Min. Invest

₹5,000

AUM

₹74.53 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.49%, 7.76%, and 7.76%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Focused Fund - Direct (G)

Equity | Focused Fund

1Y returns

8.32%

Min. Invest

₹5,000

AUM

₹2,563.25 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.32%, 15.14%, and 12.41%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

UTI-Medium Duration Fund - Direct (G)

Equity | Medium Duration Fund

1Y returns

8.24%

Min. Invest

₹500

AUM

₹39.35 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.24%, 6.35%, and 5.36%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

UTI-Medium to Long Duration Fund - Direct (G)

Equity | Medium to Long Duration Fund

1Y returns

8.16%

Min. Invest

₹500

AUM

₹315.98 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.16%, 9.05%, and 9.06%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

UTI-Gilt Fund - Direct (G)

Equity | Gilt Fund

1Y returns

8.14%

Min. Invest

₹500

AUM

₹647.81 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.14%, 6.87%, and 6.13%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

UTI-Large Cap Fund - Direct (G)

Equity | Large Cap Fund

1Y returns

8.11%

Min. Invest

₹100

AUM

₹12,481.94 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.11%, 10.89%, and 15.07%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.

UTI-Equity Savings Fund - Direct (G)

Equity | Equity Savings

1Y returns

8.09%

Min. Invest

₹5,000

AUM

₹649.91 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.09%, 10.89%, and 11.91%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹-.

FAQ’s

How to Start UTI Mutual Fund SIP Online?

Log in or register on Torus Digital or the UTI Mutual Fund website. Validate your identity using Digilocker. Choose your risk level, select a mutual fund scheme, and decide between a lump sum or SIP.

How to Calculate UTI Mutual Fund SIP?

Use our UTI SIP Calculator and UTI Lumpsum Calculator to estimate your returns based on your investment amount, duration and expected rate of return.

How to Redeem UTI Mutual Fund?

Log in to your account on Torus Digital or the UTI Mutual Fund website. Select the mutual fund you wish to redeem, enter the number of units, and confirm the transaction.

How Much Time Does It Take to Redeem UTI Mutual Fund?

It typically takes 1-3 working days for the redeemed amount to be credited to your bank account, depending on the type of fund.

Why Should I Invest in UTI Mutual Fund?

UTI Mutual Fund offers a diverse range of high-performing schemes, robust risk management, and innovative investment solutions, making it a reliable choice for achieving long-term financial goals.