SBI Mutual Fund

Q: How to Calculate SBI Mutual Fund SIP?

Use our SBI Mutual Fund SIP Calculator and SBI Mutual Fund Lumpsum Calculator to estimate your returns based on your investment amount, duration, and expected rate of return.

Scheme Name		Min. Invest	AUM (In Cr)
SBI Healthcare Opportunities Fund - Direct (G) Sectoral / Thematic \| Equity	15.00%	₹5,000	₹3,521.93	Invest
SBI Technology Opportunities Fund - Direct (G) Sectoral / Thematic \| Equity	14.96%	₹5,000	₹4,572.63	Invest
SBI Focused Equity Fund - Direct (G) Focused Fund \| Equity	14.56%	₹5,000	₹34,678	Invest
SBI Banking & Financial Services Fund - Direct (G) Sectoral / Thematic \| Equity	13.67%	₹5,000	₹6,556.02	Invest
SBI Multicap Fund - Direct (G) Multi Cap Fund \| Equity	13.04%	₹5,000	₹18,769.04	Invest
SBI Equity Hybrid Fund - Direct (G) Aggressive Hybrid Fund \| Hybrid	10.66%	₹1,000	₹71,142.58	Invest
SBI Multi Asset Allocation Fund - Direct (G) Multi Asset Allocation \| Hybrid	9.97%	₹5,000	₹7,140.71	Invest
SBI Long Term Equity Fund - Direct (G) ELSS \| Equity	9.64%	₹500	₹27,305.51	Invest
SBI CRISIL IBX Gilt Index-June 2036 Fund-Dir (G) Index Fund \| Other	9.14%	₹5,000	₹2,445.28	Invest
SBI Magnum Constant Maturity Fund - Direct (G) Gilt Fund with 10 year Constant duration \| Debt	9.01%	₹5,000	₹1,799.85	Invest
SBI Credit Risk Fund - Direct (G) Credit Risk Fund \| Debt	8.83%	₹5,000	₹2,266.46	Invest
SBI BlueChip Fund - Direct (G) Large Cap Fund \| Equity	8.79%	₹5,000	₹49,128.07	Invest
SBI CRISIL IBX Gilt Index-April 2029 Fund-Dir (G) Index Fund \| Other	8.65%	₹5,000	₹2,272.65	Invest
SBI ESG Exclusionary Strategy Fund - Direct (G) Sectoral / Thematic \| Equity	8.64%	₹1,000	₹5,543.93	Invest
SBI Magnum Medium Duration Fund - Direct (G) Medium Duration Fund \| Debt	8.60%	₹5,000	₹6,552.34	Invest
SBI CRISIL IBX SDL Index-September 2027 Fund-Dir (G) Index Fund \| Other	8.54%	₹5,000	₹1,110.54	Invest
SBI Floating Rate Debt Fund - Direct (G) Floater Fund \| Debt	8.49%	₹5,000	₹1,258.98	Invest
SBI Magnum Income Fund - Direct (G) Medium to Long Duration Fund \| Debt	8.47%	₹5,000	₹1,890.38	Invest
SBI Magnum Gilt Fund - Direct (G) Gilt Fund \| Debt	8.46%	₹5,000	₹11,262.18	Invest
SBI Short Term Debt Fund - Direct (G) Short Duration Fund \| Debt	8.33%	₹5,000	₹13,522.75	Invest

SBI Healthcare Opportunities Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

15.00%

Min. Invest

₹5,000

AUM

₹3,521.93 Cr

SBI Technology Opportunities Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

14.96%

Min. Invest

₹5,000

AUM

₹4,572.63 Cr

SBI Focused Equity Fund - Direct (G)

Equity | Focused Fund

1Y returns

14.56%

Min. Invest

₹5,000

AUM

₹34,678 Cr

SBI Banking & Financial Services Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

13.67%

Min. Invest

₹5,000

AUM

₹6,556.02 Cr

SBI Multicap Fund - Direct (G)

Equity | Multi Cap Fund

1Y returns

13.04%

Min. Invest

₹5,000

AUM

₹18,769.04 Cr

SBI Equity Hybrid Fund - Direct (G)

Equity | Aggressive Hybrid Fund

1Y returns

10.66%

Min. Invest

₹1,000

AUM

₹71,142.58 Cr

SBI Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation

1Y returns

9.97%

Min. Invest

₹5,000

AUM

₹7,140.71 Cr

SBI Long Term Equity Fund - Direct (G)

Equity | ELSS

1Y returns

9.64%

Min. Invest

₹500

AUM

₹27,305.51 Cr

SBI CRISIL IBX Gilt Index-June 2036 Fund-Dir (G)

Equity | Index Fund

1Y returns

9.14%

Min. Invest

₹5,000

AUM

₹2,445.28 Cr

SBI Magnum Constant Maturity Fund - Direct (G)

Equity | Gilt Fund with 10 year Constant duration

1Y returns

9.01%

Min. Invest

₹5,000

AUM

₹1,799.85 Cr

SBI Credit Risk Fund - Direct (G)

Equity | Credit Risk Fund

1Y returns

8.83%

Min. Invest

₹5,000

AUM

₹2,266.46 Cr

SBI BlueChip Fund - Direct (G)

Equity | Large Cap Fund

1Y returns

8.79%

Min. Invest

₹5,000

AUM

₹49,128.07 Cr

SBI CRISIL IBX Gilt Index-April 2029 Fund-Dir (G)

Equity | Index Fund

1Y returns

8.65%

Min. Invest

₹5,000

AUM

₹2,272.65 Cr

SBI ESG Exclusionary Strategy Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

8.64%

Min. Invest

₹1,000

AUM

₹5,543.93 Cr

SBI Magnum Medium Duration Fund - Direct (G)

Equity | Medium Duration Fund

1Y returns

8.60%

Min. Invest

₹5,000

AUM

₹6,552.34 Cr

SBI CRISIL IBX SDL Index-September 2027 Fund-Dir (G)

Equity | Index Fund

1Y returns

8.54%

Min. Invest

₹5,000

AUM

₹1,110.54 Cr

SBI Floating Rate Debt Fund - Direct (G)

Equity | Floater Fund

1Y returns

8.49%

Min. Invest

₹5,000

AUM

₹1,258.98 Cr

SBI Magnum Income Fund - Direct (G)

Equity | Medium to Long Duration Fund

1Y returns

8.47%

Min. Invest

₹5,000

AUM

₹1,890.38 Cr

SBI Magnum Gilt Fund - Direct (G)

Equity | Gilt Fund

1Y returns

8.46%

Min. Invest

₹5,000

AUM

₹11,262.18 Cr

SBI Short Term Debt Fund - Direct (G)

Equity | Short Duration Fund

1Y returns

8.33%

Min. Invest

₹5,000

AUM

₹13,522.75 Cr

Top 10 SBI Mutual Fund

Scheme Name		Min. Invest	AUM (In Cr)
SBI Healthcare Opportunities Fund - Direct (G) Sectoral / Thematic \| Equity	15.00%	₹5,000	₹3,521.93
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 15.00%, 23.68%, and 25.85%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Technology Opportunities Fund - Direct (G) Sectoral / Thematic \| Equity	14.96%	₹5,000	₹4,572.63
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 14.96%, 14.23%, and 25.50%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Focused Equity Fund - Direct (G) Focused Fund \| Equity	14.56%	₹5,000	₹34,678
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 14.56%, 12.33%, and 15.75%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Banking & Financial Services Fund - Direct (G) Sectoral / Thematic \| Equity	13.67%	₹5,000	₹6,556.02
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.67%, 16.37%, and 13.59%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Multicap Fund - Direct (G) Multi Cap Fund \| Equity	13.04%	₹5,000	₹18,769.04
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.04%, 16.32%, and 16.32%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Equity Hybrid Fund - Direct (G) Aggressive Hybrid Fund \| Hybrid	10.66%	₹1,000	₹71,142.58
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.66%, 11.48%, and 13.27%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹1,000, while the SIP option requires a minimum of ₹500.

SBI Multi Asset Allocation Fund - Direct (G) Multi Asset Allocation \| Hybrid	9.97%	₹5,000	₹7,140.71
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.97%, 14.51%, and 14.26%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Long Term Equity Fund - Direct (G) ELSS \| Equity	9.64%	₹500	₹27,305.51
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.64%, 23.44%, and 23.11%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

SBI CRISIL IBX Gilt Index-June 2036 Fund-Dir (G) Index Fund \| Other	9.14%	₹5,000	₹2,445.28
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.14%, 9.34%, and 9.34%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Magnum Constant Maturity Fund - Direct (G) Gilt Fund with 10 year Constant duration \| Debt	9.01%	₹5,000	₹1,799.85
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.01%, 6.73%, and 6.32%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

Top 10 SBI Mutual Fund

SBI Healthcare Opportunities Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

15.00%

Min. Invest

₹5,000

AUM

₹3,521.93 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 15.00%, 23.68%, and 25.85%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Technology Opportunities Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

14.96%

Min. Invest

₹5,000

AUM

₹4,572.63 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 14.96%, 14.23%, and 25.50%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Focused Equity Fund - Direct (G)

Equity | Focused Fund

1Y returns

14.56%

Min. Invest

₹5,000

AUM

₹34,678 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 14.56%, 12.33%, and 15.75%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Banking & Financial Services Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

13.67%

Min. Invest

₹5,000

AUM

₹6,556.02 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.67%, 16.37%, and 13.59%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Multicap Fund - Direct (G)

Equity | Multi Cap Fund

1Y returns

13.04%

Min. Invest

₹5,000

AUM

₹18,769.04 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.04%, 16.32%, and 16.32%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Equity Hybrid Fund - Direct (G)

Equity | Aggressive Hybrid Fund

1Y returns

10.66%

Min. Invest

₹1,000

AUM

₹71,142.58 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.66%, 11.48%, and 13.27%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹500.

SBI Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation

1Y returns

9.97%

Min. Invest

₹5,000

AUM

₹7,140.71 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.97%, 14.51%, and 14.26%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Long Term Equity Fund - Direct (G)

Equity | ELSS

1Y returns

9.64%

Min. Invest

₹500

AUM

₹27,305.51 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.64%, 23.44%, and 23.11%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

SBI CRISIL IBX Gilt Index-June 2036 Fund-Dir (G)

Equity | Index Fund

1Y returns

9.14%

Min. Invest

₹5,000

AUM

₹2,445.28 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.14%, 9.34%, and 9.34%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Magnum Constant Maturity Fund - Direct (G)

Equity | Gilt Fund with 10 year Constant duration

1Y returns

9.01%

Min. Invest

₹5,000

AUM

₹1,799.85 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.01%, 6.73%, and 6.32%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Credit Risk Fund - Direct (G)

Equity | Credit Risk Fund

1Y returns

8.83%

Min. Invest

₹5,000

AUM

₹2,266.46 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.83%, 7.67%, and 7.54%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI BlueChip Fund - Direct (G)

Equity | Large Cap Fund

1Y returns

8.79%

Min. Invest

₹5,000

AUM

₹49,128.07 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.79%, 12.80%, and 15.91%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI CRISIL IBX Gilt Index-April 2029 Fund-Dir (G)

Equity | Index Fund

1Y returns

8.65%

Min. Invest

₹5,000

AUM

₹2,272.65 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.65%, 8.33%, and 8.33%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI ESG Exclusionary Strategy Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

8.64%

Min. Invest

₹1,000

AUM

₹5,543.93 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.64%, 11.41%, and 14.60%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹500.

SBI Magnum Medium Duration Fund - Direct (G)

Equity | Medium Duration Fund

1Y returns

8.60%

Min. Invest

₹5,000

AUM

₹6,552.34 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.60%, 6.94%, and 7.19%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI CRISIL IBX SDL Index-September 2027 Fund-Dir (G)

Equity | Index Fund

1Y returns

8.54%

Min. Invest

₹5,000

AUM

₹1,110.54 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.54%, 7.82%, and 7.82%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Floating Rate Debt Fund - Direct (G)

Equity | Floater Fund

1Y returns

8.49%

Min. Invest

₹5,000

AUM

₹1,258.98 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.49%, 7.04%, and 6.28%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Magnum Income Fund - Direct (G)

Equity | Medium to Long Duration Fund

1Y returns

8.47%

Min. Invest

₹5,000

AUM

₹1,890.38 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.47%, 7.05%, and 6.99%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Magnum Gilt Fund - Direct (G)

Equity | Gilt Fund

1Y returns

8.46%

Min. Invest

₹5,000

AUM

₹11,262.18 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.46%, 7.66%, and 7.15%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Short Term Debt Fund - Direct (G)

Equity | Short Duration Fund

1Y returns

8.33%

Min. Invest

₹5,000

AUM

₹13,522.75 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.33%, 6.63%, and 6.44%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

FAQ’s

How to Start SBI Mutual Fund SIP Online?

Log in or register on Torus Digital or the SBI Mutual Fund website. Validate your identity using Digilocker. Choose your risk level, select a mutual fund scheme, and decide between a lump sum or SIP.

How to Calculate SBI Mutual Fund SIP?

Use our SBI SIP Calculator and SBI Lumpsum Calculator to estimate your returns based on your investment amount, duration and expected rate of return.

How to Redeem SBI Mutual Fund?

Log in to your account on Torus Digital or the SBI Mutual Fund website. Select the mutual fund you wish to redeem, enter the number of units, and confirm the transaction.

How Much Time Does It Take to Redeem SBI Mutual Fund?

It typically takes 1-3 working days for the redeemed amount to be credited to your bank account, depending on the type of fund.

Why Should I Invest in SBI Mutual Fund?

SBI Mutual Fund offers a diverse range of high-performing schemes, robust risk management, and innovative investment solutions, making it a reliable choice for achieving long-term financial goals.