LIC Mutual Fund

Q: How to Calculate LIC Mutual Fund SIP?

Use our LIC Mutual Fund SIP Calculator and LIC Mutual Fund Lumpsum Calculator to estimate your returns based on your investment amount, duration, and expected rate of return.

Scheme Name		Min. Invest	AUM (In Cr)
LIC MF Healthcare Fund - Direct (G) Sectoral / Thematic \| Equity	15.48%	₹5,000	₹83.89	Invest
LIC MF ELSS Tax Saver - Direct (G) ELSS \| Equity	12.53%	₹500	₹1,093.48	Invest
LIC MF Multi Cap Fund - Direct (G) Multi Cap Fund \| Equity	11.77%	₹5,000	₹1,389.63	Invest
LIC MF Infrastructure Fund - Direct (G) Sectoral / Thematic \| Equity	10.26%	₹5,000	₹881.41	Invest
LIC MF Midcap Fund - Direct (G) Mid Cap Fund \| Equity	9.77%	₹5,000	₹307.11	Invest
LIC MF Large & Mid Cap Fund - Direct (G) Large & Mid Cap Fund \| Equity	9.59%	₹5,000	₹2,915.53	Invest
LIC MF Medium to Long Duration Fund-Dir (G) Medium to Long Duration Fund \| Debt	9.26%	₹5,000	₹192.41	Invest
LIC MF Balanced Advantage Fund - Dir (G) Dynamic Asset Allocation or Balanced Advantage \| Hybrid	8.81%	₹5,000	₹769.41	Invest
LIC MF Dividend Yield Fund - Direct (G) Dividend Yield Fund \| Equity	8.41%	₹5,000	₹482.65	Invest
LIC MF Short Duration Fund - Direct (G) Short Duration Fund \| Debt	8.38%	₹5,000	₹121.03	Invest
LIC MF Banking & PSU Fund - Direct (G) Banking and PSU Fund \| Debt	8.18%	₹5,000	₹1,880.90	Invest
LIC MF Conservative Hybrid Fund - Direct (G) Conservative Hybrid Fund \| Hybrid	8.14%	₹5,000	₹50.01	Invest
LIC MF Low Duration Fund - Direct (G) Low Duration Fund \| Debt	7.88%	₹5,000	₹2,088.72	Invest
LIC MF Gilt Fund - Direct (G) Gilt Fund \| Debt	7.78%	₹10,000	₹103.06	Invest
LIC MF Ultra Short Duration Fund - Dir (G) Ultra Short Duration Fund \| Debt	7.72%	₹5,000	₹343.43	Invest
LIC MF Arbitrage Fund - Direct (G) Arbitrage Fund \| Hybrid	7.69%	₹5,000	₹353.27	Invest
LIC MF Liquid Fund - Direct (G) Liquid Fund \| Debt	7.42%	₹5,000	₹11,930.06	Invest
LIC MF Overnight Fund - Direct (G) Overnight Fund \| Debt	6.69%	₹5,000	₹779.13	Invest
LIC MF Money Market Fund - Direct (G) Money Market Fund \| Debt	6.43%	₹5,000	₹20.86	Invest
LIC MF Large Cap Fund - Direct (G) Large Cap Fund \| Equity	5.74%	₹5,000	₹1,414	Invest

LIC MF Healthcare Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

15.48%

Min. Invest

₹5,000

AUM

₹83.89 Cr

LIC MF ELSS Tax Saver - Direct (G)

Equity | ELSS

1Y returns

12.53%

Min. Invest

₹500

AUM

₹1,093.48 Cr

LIC MF Multi Cap Fund - Direct (G)

Equity | Multi Cap Fund

1Y returns

11.77%

Min. Invest

₹5,000

AUM

₹1,389.63 Cr

LIC MF Infrastructure Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

10.26%

Min. Invest

₹5,000

AUM

₹881.41 Cr

LIC MF Midcap Fund - Direct (G)

Equity | Mid Cap Fund

1Y returns

9.77%

Min. Invest

₹5,000

AUM

₹307.11 Cr

LIC MF Large & Mid Cap Fund - Direct (G)

Equity | Large & Mid Cap Fund

1Y returns

9.59%

Min. Invest

₹5,000

AUM

₹2,915.53 Cr

LIC MF Medium to Long Duration Fund-Dir (G)

Equity | Medium to Long Duration Fund

1Y returns

9.26%

Min. Invest

₹5,000

AUM

₹192.41 Cr

LIC MF Balanced Advantage Fund - Dir (G)

Equity | Dynamic Asset Allocation or Balanced Advantage

1Y returns

8.81%

Min. Invest

₹5,000

AUM

₹769.41 Cr

LIC MF Dividend Yield Fund - Direct (G)

Equity | Dividend Yield Fund

1Y returns

8.41%

Min. Invest

₹5,000

AUM

₹482.65 Cr

LIC MF Short Duration Fund - Direct (G)

Equity | Short Duration Fund

1Y returns

8.38%

Min. Invest

₹5,000

AUM

₹121.03 Cr

LIC MF Banking & PSU Fund - Direct (G)

Equity | Banking and PSU Fund

1Y returns

8.18%

Min. Invest

₹5,000

AUM

₹1,880.90 Cr

LIC MF Conservative Hybrid Fund - Direct (G)

Equity | Conservative Hybrid Fund

1Y returns

8.14%

Min. Invest

₹5,000

AUM

₹50.01 Cr

LIC MF Low Duration Fund - Direct (G)

Equity | Low Duration Fund

1Y returns

7.88%

Min. Invest

₹5,000

AUM

₹2,088.72 Cr

LIC MF Gilt Fund - Direct (G)

Equity | Gilt Fund

1Y returns

7.78%

Min. Invest

₹10,000

AUM

₹103.06 Cr

LIC MF Ultra Short Duration Fund - Dir (G)

Equity | Ultra Short Duration Fund

1Y returns

7.72%

Min. Invest

₹5,000

AUM

₹343.43 Cr

LIC MF Arbitrage Fund - Direct (G)

Equity | Arbitrage Fund

1Y returns

7.69%

Min. Invest

₹5,000

AUM

₹353.27 Cr

LIC MF Liquid Fund - Direct (G)

Equity | Liquid Fund

1Y returns

7.42%

Min. Invest

₹5,000

AUM

₹11,930.06 Cr

LIC MF Overnight Fund - Direct (G)

Equity | Overnight Fund

1Y returns

6.69%

Min. Invest

₹5,000

AUM

₹779.13 Cr

LIC MF Money Market Fund - Direct (G)

Equity | Money Market Fund

1Y returns

6.43%

Min. Invest

₹5,000

AUM

₹20.86 Cr

LIC MF Large Cap Fund - Direct (G)

Equity | Large Cap Fund

1Y returns

5.74%

Min. Invest

₹5,000

AUM

₹1,414 Cr

Top 10 LIC Mutual Fund

Scheme Name		Min. Invest	AUM (In Cr)
LIC MF Healthcare Fund - Direct (G) Sectoral / Thematic \| Equity	15.48%	₹5,000	₹83.89
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 15.48%, 17.22%, and 20.58%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF ELSS Tax Saver - Direct (G) ELSS \| Equity	12.53%	₹500	₹1,093.48
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 12.53%, 14.23%, and 14.98%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

LIC MF Multi Cap Fund - Direct (G) Multi Cap Fund \| Equity	11.77%	₹5,000	₹1,389.63
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.77%, 20.88%, and 20.88%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Infrastructure Fund - Direct (G) Sectoral / Thematic \| Equity	10.26%	₹5,000	₹881.41
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.26%, 24.06%, and 23.29%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Midcap Fund - Direct (G) Mid Cap Fund \| Equity	9.77%	₹5,000	₹307.11
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.77%, 17.41%, and 18.83%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Large & Mid Cap Fund - Direct (G) Large & Mid Cap Fund \| Equity	9.59%	₹5,000	₹2,915.53
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.59%, 14.26%, and 16.82%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Medium to Long Duration Fund-Dir (G) Medium to Long Duration Fund \| Debt	9.26%	₹5,000	₹192.41
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.26%, 7.23%, and 6.11%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Balanced Advantage Fund - Dir (G) Dynamic Asset Allocation or Balanced Advantage \| Hybrid	8.81%	₹5,000	₹769.41
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.81%, 10.45%, and 9.65%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Dividend Yield Fund - Direct (G) Dividend Yield Fund \| Equity	8.41%	₹5,000	₹482.65
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.41%, 18.25%, and 20.02%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Short Duration Fund - Direct (G) Short Duration Fund \| Debt	8.38%	₹5,000	₹121.03
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.38%, 6.43%, and 6.38%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

Top 10 LIC Mutual Fund

LIC MF Healthcare Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

15.48%

Min. Invest

₹5,000

AUM

₹83.89 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 15.48%, 17.22%, and 20.58%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF ELSS Tax Saver - Direct (G)

Equity | ELSS

1Y returns

12.53%

Min. Invest

₹500

AUM

₹1,093.48 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 12.53%, 14.23%, and 14.98%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

LIC MF Multi Cap Fund - Direct (G)

Equity | Multi Cap Fund

1Y returns

11.77%

Min. Invest

₹5,000

AUM

₹1,389.63 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 11.77%, 20.88%, and 20.88%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Infrastructure Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

10.26%

Min. Invest

₹5,000

AUM

₹881.41 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.26%, 24.06%, and 23.29%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Midcap Fund - Direct (G)

Equity | Mid Cap Fund

1Y returns

9.77%

Min. Invest

₹5,000

AUM

₹307.11 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.77%, 17.41%, and 18.83%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Large & Mid Cap Fund - Direct (G)

Equity | Large & Mid Cap Fund

1Y returns

9.59%

Min. Invest

₹5,000

AUM

₹2,915.53 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.59%, 14.26%, and 16.82%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Medium to Long Duration Fund-Dir (G)

Equity | Medium to Long Duration Fund

1Y returns

9.26%

Min. Invest

₹5,000

AUM

₹192.41 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.26%, 7.23%, and 6.11%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Balanced Advantage Fund - Dir (G)

Equity | Dynamic Asset Allocation or Balanced Advantage

1Y returns

8.81%

Min. Invest

₹5,000

AUM

₹769.41 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.81%, 10.45%, and 9.65%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Dividend Yield Fund - Direct (G)

Equity | Dividend Yield Fund

1Y returns

8.41%

Min. Invest

₹5,000

AUM

₹482.65 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.41%, 18.25%, and 20.02%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Short Duration Fund - Direct (G)

Equity | Short Duration Fund

1Y returns

8.38%

Min. Invest

₹5,000

AUM

₹121.03 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.38%, 6.43%, and 6.38%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Banking & PSU Fund - Direct (G)

Equity | Banking and PSU Fund

1Y returns

8.18%

Min. Invest

₹5,000

AUM

₹1,880.90 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.18%, 6.49%, and 6.06%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Conservative Hybrid Fund - Direct (G)

Equity | Conservative Hybrid Fund

1Y returns

8.14%

Min. Invest

₹5,000

AUM

₹50.01 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 8.14%, 6.63%, and 7.14%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Low Duration Fund - Direct (G)

Equity | Low Duration Fund

1Y returns

7.88%

Min. Invest

₹5,000

AUM

₹2,088.72 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.88%, 6.62%, and 6.23%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Gilt Fund - Direct (G)

Equity | Gilt Fund

1Y returns

7.78%

Min. Invest

₹10,000

AUM

₹103.06 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.78%, 6.39%, and 6.21%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹10000, while the SIP option requires a minimum of ₹100.

LIC MF Ultra Short Duration Fund - Dir (G)

Equity | Ultra Short Duration Fund

1Y returns

7.72%

Min. Invest

₹5,000

AUM

₹343.43 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.72%, 6.49%, and 5.64%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Arbitrage Fund - Direct (G)

Equity | Arbitrage Fund

1Y returns

7.69%

Min. Invest

₹5,000

AUM

₹353.27 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.69%, 6.79%, and 5.72%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Liquid Fund - Direct (G)

Equity | Liquid Fund

1Y returns

7.42%

Min. Invest

₹5,000

AUM

₹11,930.06 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.42%, 6.63%, and 5.49%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Overnight Fund - Direct (G)

Equity | Overnight Fund

1Y returns

6.69%

Min. Invest

₹5,000

AUM

₹779.13 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.69%, 6.19%, and 4.99%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Money Market Fund - Direct (G)

Equity | Money Market Fund

1Y returns

6.43%

Min. Invest

₹5,000

AUM

₹20.86 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.43%, 6.36%, and 6.36%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Large Cap Fund - Direct (G)

Equity | Large Cap Fund

1Y returns

5.74%

Min. Invest

₹5,000

AUM

₹1,414 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.74%, 9.40%, and 12.63%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

FAQ’s

How to Start LIC Mutual Fund SIP Online?

Log in or register on Torus Digital or the LIC Mutual Fund website. Validate your identity using Digilocker. Choose your risk level, select a mutual fund scheme, and decide between a lump sum or SIP.

How to Calculate LIC Mutual Fund SIP?

Use our LIC SIP Calculator and LIC Lumpsum Calculator to estimate your returns based on your investment amount, duration and expected rate of return.

How to Redeem LIC Mutual Fund?

Log in to your account on Torus Digital or the LIC Mutual Fund website. Select the mutual fund you wish to redeem, enter the number of units, and confirm the transaction.

How Much Time Does It Take to Redeem LIC Mutual Fund?

It typically takes 1-3 working days for the redeemed amount to be credited to your bank account, depending on the type of fund.

Why Should I Invest in LIC Mutual Fund?

LIC Mutual Fund offers a diverse range of high-performing schemes, robust risk management, and innovative investment solutions, making it a reliable choice for achieving long-term financial goals.